Since we were kids, we’ve been merrily singing the simple lyrics – “Row, row, row your boat… ” But any world-wise person knows that boats come in all shapes, sizes and manners in which they are propelled. Watercraft safety, including acquisition of a comprehensive insurance policy should be the starting point of anyone engaged in the related activities. When it comes to night-time boat adventures, however, the precautionary points need to be emphatically and boldly emphasized. The liability risk exposure to accidents is just too steep to ignore.
It’s always a good idea to take a relaxing break from business work and the routine in life. Night boating is a great way to do it. But in order to fully enjoy your water recreation and make it completely relaxing and free from worries, it is incumbent to first contact an independent insurance agency that deals directly with many of the top companies in the nation and has the expertise and experience to guide you to the right policy coverage at low quotes.
Prior to embarking on any starry-night cruise, it’s important to also be prepared with the following:
Procedure and equipment
Develop the right strategy by never navigating your boat in waters that are not known to you. Because night visibility is limited, you want to be as familiar as you can with the area. Darkness causes you to perceive your surroundings differently so definitely have the right equipment with you in the event you drift off and find yourself astray.
Divulge your plans
Make sure someone else knows where you intend to go boating, what your boat looks like, your intended departure and arrival schedule, who you are taking along and the details about your registration.
Be climate and clothing ready
Keep on top of weather forecasts so that you will not be stuck in a wind, hail or rain storm. Wear comfortable clothes and bring along anything that will further weather suitability, like a sweater, blanket or additional towels.
Inspect your boat before your trip
Ascertain that your lights and horn are working as they should and that you have an adequate fuel level. You will also need to have on board:
• A radio
• Fire extinguishes
• A life jacket for each passenger
All the insurance providers cite the primary reason for auto, truck, motorcycle and boat collisions: speed. The associated darkness of night-time boating obviously adds to the necessity of slower cruising. Keep in mind that there will be other vessels on the waters and brush up on sea-faring traffic safety rules.
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