The expense of car ownership seems ever increasing, so it makes sense to make savings in this area wherever possible – especially in this tight economic climate. A simple way of reducing the costs involved in owning a car is to get a free online auto insurance quote. An aggregator company will compare the best deals available to you in your area. It is quite possible to save 50% or more on your car insurance by doing it online.
When you get your quote, you will be asked to fill out a simple form to determine your insurance needs. You can reduce your premium even more by keeping these simple tips in mind as you complete your quote form.
Firstly, you can get significant reductions by paying your premium yearly as opposed to monthly. If this is not financially possible, then you could consider raising your deductible. Just bear in mind that if you do have an accident or have to make a claim, then you will need to pay this deductible before any payout can be made to you. Secondly, you could try reducing your yearly mileage. This will further decrease your insurance premiums. Simply, take the bus, walk or carpooling can make a big difference to your mileage, and you’ll be doing the planet a favour too!
Another way of reducing your premiums is to buy a car with good safety and security features. It’s a good idea if you can to install an alarm or engine immobiliser. ABS brakes and airbags will also play a part in decreasing your insurance costs. Consider where you will be parking your car. Off street parking is considered much safer from the perspective of the insurance companies. If you don’t have a garage or a parking pad, does your neighbour?
A further consideration is whether you can combine your insurance needs together. For example, do you require house and contents insurance as well as for your car? By bundling your insurance needs together, the company will give you a cheaper premium.
So, there are a few tips to get you started. They will all help. Your first port of call is to get your free online insurance quote. This will allow you to easily compare the best deals for you and you should save 50% or more on your premiums just by doing this. Let’s face it. Every bit of money counts.
car insurance quotes new zealand