There are a few Georgia auto insurance requirements to consider when shopping for a policy for your vehicle. These are standard necessities that the state has mandated in order for you to drive legally. The state minimum is all that you need to drive but it is always a good idea to consider getting a bigger policy.
All drivers in the state of Georgia must have liability insurance for each vehicle that they own and operate. This insurance is very important because it serves to help pay for injuries and property damage that may occur in the event of an accident. Liability insurance pays medical bills and for damages done to vehicles and other property.
Georgia Auto Insurance Minimums
Many drivers just want the minimum coverage that will allow them to drive legally in the state. The least amount you can purchase for your policy is 25,000 per person for injuries to the body and 50,000 for bodily injury for two or more people. Property damage must cover at least 25,000 dollars worth of damage.
While some drivers used to try to operate their vehicles without insurance, modern technology has made this very difficult to do without being detected. The state can verify your insurance status by using the Internet. This resource offers quick, reliable information that is supplied by the Department of Revenue.
Some drivers like to be a little conscientious especially after switching insurance plans. Consumers can check with the Department of Revenue by visiting its website. The process of verifying whether or not your insurance is well documented is an ideal way to cover your basis.
Many drivers may be surprised to find out that they still need to carry a hard copy of proof of insurance. This is a necessary document that should accompany you at all times. Most people just keep a copy stored in the vehicle. This information is helpful in case of an accident or if you are pulled over by a police officer. The document is also necessary when traveling out of state.
Having adequate coverage is not only a relief but it is also the law. Georgia auto insurance is well documented and very important to maintain.
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